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Insights

Explanatory analysis of Medicaid eligibility, PERM, controls, and fiscal risk. Original study work uses Research; source guides use References.

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PERM Eligibility Risk: From Audit Event to Operational Discipline

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Oct 6, 2026

PERM Eligibility Risk: From Audit Event to Operational Discipline

An executive framework for Medicaid leaders managing eligibility accuracy, audit defensibility, and fiscal exposure.

Ralph Choate
Ralph Choate
Finding the Improper Payment Is Only Half the Control

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Sep 14, 2026

Finding the Improper Payment Is Only Half the Control

A Medicaid overpayment is not resolved until the final amount, recovery status, federal and state shares, CMS-64 adjustment, and supporting evidence reconcile.

Ralph Choate
Ralph Choate
Medical Frailty Is Becoming a Medicaid Data-Engineering Problem

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Sep 14, 2026

Medical Frailty Is Becoming a Medicaid Data-Engineering Problem

Why states need governed data, explicit exception paths, and reconstructable decisions before community-engagement operations scale.

Ralph Choate
Ralph Choate
When One Medicaid Eligibility Decision Requires Two Systems

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Sep 13, 2026

When One Medicaid Eligibility Decision Requires Two Systems

When Medicaid eligibility depends on multiple platforms, audit risk moves into the handoff.

Ralph Choate
Ralph Choate
One Federal Rule, Many Medicaid Eligibility Risk Models

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Sep 13, 2026

One Federal Rule, Many Medicaid Eligibility Risk Models

The same federal requirement will create different audit risks depending on how each state operationalizes eligibility control.

Ralph Choate
Ralph Choate
PERM’s Center of Gravity Is Moving to Eligibility

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Sep 13, 2026

PERM’s Center of Gravity Is Moving to Eligibility

The 2027 eligibility-only PERM cycle is temporary. The management lesson should not be.

Ralph Choate
Ralph Choate
Self-Attestation Is Not the Risk. Uncontrolled Self-Attestation Is.

Insights

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Aug 26, 2026

Self-Attestation Is Not the Risk. Uncontrolled Self-Attestation Is.

Why Medicaid leaders should distinguish access-friendly policy from weak evidence, inconsistent controls, and downstream fiscal exposure.

Ralph Choate
Ralph Choate
PERM Is Not Just an Audit

Insights

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Aug 25, 2026

PERM Is Not Just an Audit

Why Medicaid leaders should treat payment error risk as an operational discipline—not a periodic compliance exercise.

Ralph Choate
Ralph Choate

PERM Insights & Perspectives

Independent research and practical analysis of Medicaid eligibility accuracy, operational accountability, and fiscal exposure.

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